Top 10 Reasons to Use a Agent
1. Our Services Are Free To You
The banks and lenders pay us a finder’s fee, which means that there are no extra fees for you to pay.
2. Save thousands of dollars in interest over a bank mortgage.
Calling us is like calling over 50 different lenders, including banks, credit unions and trust companies. We have access to all of them and can save you time.
4. Isn't it time the banks compete for your mortgage business?
We’ll provide you with some options so you can compare the two – what your bank is offering and what we are able to offer. Ultimately, you decide which you feel most comfortable with using. It never hurts to get a second opinion on the biggest financial decision you will probably ever make.
5. Our Online Application process is Simple and Quick
We’ll take some information and then send it electronically to the lenders that we feel are the best fit for your situation. It usually only takes 24 hours to get back to you with a quote!
6. We Are Available On Your Schedule
Days, evenings or weekends – we are at your service!
7. We will take ONE CREDIT BUREAU only, but can forward your file to many lenders!
Many people inadvertently disqualify themselves from getting the best rate when they are shopping for a mortgage. When multiple banks pull a credit bureau report, your credit rating drops every time, sometimes eliminating the chance for the best mortgage or a mortgage at all.
8. Rate Protection
If the rate for your mortgage drops before you close, you automatically get the lower rate. If the rate goes up, you have the lower rate locked in.
9. As licensed experts, we walk you through the process, step by step.
We will walk you through the process of getting a mortgage and be with you each step of the way – especially if you are a first-time homebuyer. We are mortgage experts with the experience to make sure that everything is well taken care of.
We can include annual mortgage check-ups, variable rate updates and the planning of your mortgage burning party!